READY NOW! This stunning Oceana villa is a beautiful end unit with the sleek West Indies elevation is perfect for seasonal or year-long living. The 1507 sq. ft. open floor plan that includes 2 bedrooms, 2 bathrooms, laundry room, study, covered lanai and a 2-car garage will check off all the boxes. The large kitchen is bright and open and has a large center island that easily seats 3. The countertops and island are finished with beautiful quartz Frost White countertops, a pantry, and stainless-steel appliances. The owner’s suite is expansive and features an owner’s bath with a large walk-in closet, dual sink raised vanity and a private water closet. The secondary bedroom and bathroom found toward the front of the home are ideal for guests, and the study provides space for leisure, craft room or an at home office. This home is also equipped with a Smart Home package that includes a wi-fi capable garage door opener, Ecobee Smart Thermostat, electronic smart lock, and more. This lovely villa is in a fun resort-style neighborhood with great amenities – pickleball, tennis, pool, clubhouse, full-time activities director. All amenities are FULLY OPEN. The Renaissance neighborhood is a low-maintenance community where the HOA takes care of lawn and yard maintenance. This great neighborhood is just a short 20-minute ride to the beach or a short bike ride to Downtown Wellen Park, which features shops, restaurants, groceries, and more! Photos, renderings and plans are for illustrative purposes only and should never be relied upon and may vary from the actual home. Pricing, dimensions and features can change at any time without notice or obligation. The photos are from a furnished model home and not the home offered for sale.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $321,981 | $321,981 | $321,981 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,169 | $2,140 | $2,715 |
Total Monthly Payment | $2,449 | $2,420 | $2,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.