Welcome to this beautifully upgraded home in the desirable gated community of Stillwater, where you can enjoy a relaxed and active lifestyle in a peaceful, well-established neighborhood. Surrounded by tropical landscaping on the oversized lot, this three bedroom, two bath home, located in the X flood zone, has great curb appeal with a paver driveway, walkway, and well-maintained landscaping both in the front and rear of the property. Inside, the split floor plan separates the guest bedrooms and primary suite, offering both space and privacy for family and visitors. A spacious screened entry leads you into the formal living and dining rooms, where vaulted ceilings enhance the natural light, and triple sliders lead to the expansive paver lanai. Inside, the split floor plan places the guest bedrooms and primary suite on opposite sides, providing plenty of space and privacy for family and guests. You will also find vaulted ceilings, the majority of the windows have plantation shutters, and there is a combination of wood Pergo flooring and neutral tile throughout. The kitchen features Cambria quartz countertops, soft-close white cabinets with several lower drawers, a raised breakfast bar, a glass tile backsplash, and a built-in desk area. It opens to a cozy breakfast nook with a bay window, perfect for casual meals. The primary suite offers a relaxing retreat with a tray ceiling, walk-in closet, and large windows that overlook the pool area. The en suite bathroom includes a soaking tub, step-in shower, dual vanity, and ample storage. Guests will appreciate the generously sized bedrooms, one of which is equipped with a convenient Murphy bed. Built-in cabinets and a utility sink in the laundry room adds plenty of storage options. This home also has fabric screen hurricane protection, a well-fed irrigation system, and the furnishings are optional to purchase. Outside you will find a large screened and paver lanai with a private saltwater heated pool, decorative fountains, and a standalone hot tub, perfect for relaxing or entertaining. The backyard is surrounded by mature palms, adding privacy. The oversized garage provides plenty of space for all your gear, whether it’s golf clubs, kayaks, bikes, or more. In Stillwater, a pet-friendly community, you’ll enjoy peaceful living with friendly neighbors and social gatherings. Conveniently located in the heart of Englewood, you can take advantage of nearby amenities like the YMCA, historic Dearborn Street with its charming shops, dining options, live music, a weekly farmers market, and holiday events. Just 3 miles from Englewood Beach, you’ll also find plenty of nearby options for boat ramps and kayak launches. With world-class golf courses within a short drive, there are endless opportunities to embrace the Florida lifestyle! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,018 | $2,978 | $3,778 |
Total Monthly Payment | $3,555 | $3,515 | $4,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.