****** PRICED BELOW APPRAISED VALUE ******Welcome to 299 Hickory Avenue, a charming custom-built home nestled in the quaint, quiet town of Oak Hill. Every house has a story, and this one began over four decades ago as a cozy starter home for a new family. Over the years, as the family grew, so did this home, which now boasts over 3, 700 sq ft of thoughtfully designed living space. As you step through the front entryway, you are greeted by the inviting warmth of a brick wood-burning fireplace with a heatalator, setting the tone for the delightful gathering room. Adjacent to this gathering area is a spacious office, perfect for remote work, homeschooling, or a quiet reading nook separated by elegant French doors. The heart of this home lies on the other side, where a large kitchen flows seamlessly into a generous dining area—ideal for family meals and entertaining. This level also includes three comfortable bedrooms and two bathrooms, one of which is a private en suite.
Ascend to the upper level to discover a grand master suite spanning over 1, 000 sq ft. This luxurious retreat offers his and hers walk-in closets, a garden jetted tub, a separate shower, double vanities, and a wet bar. Step out onto the wood deck/balcony to enjoy your morning coffee or evening relaxation in complete privacy—this space could even serve as a separate living area. Outdoor living is equally impressive with an oversized inground concrete swimming pool featuring a deep end of nearly 8 feet, surrounded by fencing for added privacy. The property also includes a one-car attached garage and an oversized multi-bay detached garage, providing ample space for a workshop, vehicles, boats, and other toys. Filled with love, laughter, and countless memories, this well-cared-for home is ready for you to write it's next chapter. Featuring four bedrooms, three bathrooms, over 3, 700 square feet of living space, and situated on over half an acre, this home is a true gem. This home is perfect for both relaxation and entertaining. Don’t miss the chance to own this unique, expansive home in a tranquil setting. Schedule a viewing today and experience the warmth and charm of 299 Hickory Avenue for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,299 |
Total Monthly Payment | $2,883 | $2,847 | $3,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.