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One or more photo(s) has been virtually staged. This Spacious Home has 3 Bedrooms, an Office/Den, Dining Room or another Family Room, 1 Bath and a Large Living Room with a wood burning fireplace. This home also has the potential to have a Second Bath in the primary bedroom by moving the washer and dryer to the laundry closet next to the main bath. The kitchen features soft close cabinets and drawers, newer appliances, a closet pantry and room for a table or coffee area. Upgrades include a NEW HVAC, Hot Water Heater, Added Insulation in the attic, and ceramic tile flooring. The septic and drain field were replaced in March 2012. This home sits on a . 22-acre lot with NO HOA. This home also has access to Lake Winston where you can build a dock. The spacious back yard has a sink on the large patio where you can build an outdoor kitchen with plenty of space for outdoor furniture to relax and enjoy the cooler weather. This home is located on a cul-de-sac with easy access to I-4, 92 and 570. Please be sure to see the Floor Plan in the pictures!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,542 | $1,956 |
Total Monthly Payment | $1,900 | $1,898 | $2,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.