Price improvement on this exquisite property in the Tidewater Preserve gated community. This 3 bedroom, 2 bath single-level home sits on just under 1/4 of an acre and is conveniently located close to I-75, local gulf coast beaches, retail shopping, and medical facilities. The split floor plan includes hickory engineered hardwood flooring throughout, a great room, formal dining room, separate kitchen nook, office/den, kitchen, laundry room, covered front porch and oversized screened in lanai. The primary suite includes his and her walk in closets with custom built drawers and shelving as well as his and her vanities, walk-in shower and separate garden/soaking tub. The kitchen includes new stainless steel appliances, granite countertops, white cabinets with lower-level roll-out shelving, under cabinet lighting, and a Kinetico reverse osmosis drinking water station. Outside there is a 4 foot aluminum fenced in backyard for pet owners, custom night lighting and white river rock landscaping. Additional upgrades include a Kinetico water softener and purification system; programmable HVAC with dehumidifier; tray ceilings in the great room, dining room, office/den and primary bedroom; custom window coverings and plantation shutters; upgraded minkaAire ceiling fans and lighting fixtures; custom entertainment center with quartz countertop, storage and shelving in great room; kitchen bar countertop with custom backsplash tile. This home receives an insurance discount for windstorm mitigation features that include PGT impact rated windows, Wayne Dalton impact rated garage door and impact rated roll down shutters. Tidewater Preserve is a 24-hour security guard gated community. Amenities include 3 swimming pools, 3 tennis courts, private marina, fitness center, dog park, kids park, club house, nature trail, kayak/canoe launch. HOA dues cover maintenance free home lawn care as well as free Spectrum cable TV and internet.
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,139 | $4,037 | $5,097 |
Total Monthly Payment | $4,796 | $4,694 | $5,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.