New! New! New! Wonderful new lighting in the kitchen and bathroom brightens your new home. Ceramic tile, newly installed, to beautify and accent your rooms. Fresh paint and a new tile backsplash give new life to the walls and kitchen cabinets. The newly open pass-through over the kitchen sink to the living room brings in natural light. This Spacious 814 Sq Ft Ground Floor villa is being sold either FURNISHED or UNFURNISHED. This ONE bedroom has TWO WALK-IN Closets, ONE bath, and a ONE CAR GARAGE is your perfect Florida get-away home located in the Best Kept Secret in Pinellas County, a community for the ACTIVE and FUN Loving 55 adult, HIGHLAND LAKES ON LAKE TARPON. Hurricane Resistant DOUBLE PANED WINDOWS and SLIDING GLASS DOOR were Installed in 2019 and the HVAC System was New in 2020. There's a Built-in and Barely Noticeable MURPHY BED that is a quick fix for the unexpected guest (there's extra tile in the garage if you choose to remove it) No community washer and dryer for you because they are located in the ATTACHED Oversized ONE Car Garage that keeps you out of the Florida weather. Plus an Owned (not rented) WATER SOFTENER helps with Florida's hard water. INCLUDED in Andover's monthly maintenance fee (one of the lowest around) are the Building Insurance, water, sewer, cable TV, internet, landscaping, mowing, exterior painting, and roof maintenance - providing you MAINTENANCE FREE LIVING. And to enjoy the Florida Lifestyle this villa ALSO belongs to the "Big Club" (a $9000. 00 BUY-IN VALUE) of HIGHLAND LAKES ON LAKE TARPON. For the low monthly HOA fee of $164, you and a guest can Golf For FREE! Enjoy 3 swimming pools (2 Heated) and an HTD SPA after your golf game on one of the 3 nine-hole Community Owned GOLF Courses. The HOA fee also includes 2 PONTOON Boats to cruise on Lake Tarpon, FREE RV or BOAT Storage, tennis, PICKLEBALL, Bocce, Shuffleboard, movies, and social events, there's a club for everything - book, travel, midwesterners, etc, and if you are creative there also a FULL WOODWORKING Workshop, CERAMICS and Stainglass studios for your creative side. Location, Location - Highland Lakes is central to shopping (Trader's Joe is now open) plus endless restaurants, and of course, the BEACHES - DUNEDIN Causeway, FRED HOWARD PARK, SUNSET BEACH, Walls Springs are a short drive away plus World Famous Clearwater Beach, 2 International Airports, Downtown Tampa and Downtown St Pete are within 30 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,010 | $1,281 |
Total Monthly Payment | $1,311 | $1,297 | $1,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.