Introducing Sun Lover Terrace - where luxury resort living meets affordability! This stunning 2 bedroom, 2. 5 bath Wedge Wood of Palm Harbor home offers more than just a great living space - it provides a lifestyle of relaxation and comfort. Step inside to an open floor plan that seamlessly connects the living area to the kitchen/dining space and private terrace. With sliders that extend your living space to the terrace, you can enjoy the Florida sunshine and natural light that fills the home. The mature oaks surrounding the property provide just the right amount of shade, creating a tranquil oasis. From the luxury vinyl flooring to the stone countertops, every detail in this stylish home has been carefully considered. It's a dream come true for any HGTV enthusiast! But the amenities don't stop there - Sun Lover Terrace offers 2 assigned parking spots, a community pool, tennis courts, basketball court, playground, lake, tree-lined sidewalks, and a clubhouse. It's truly a paradise within reach. Located just minutes from the world-famous Honeymoon Island and the pristine beaches of Caladesi Island, as well as a short drive to downtown Dunedin, Palm Harbor, Tampa, and St. Pete, this home offers the perfect blend of convenience and luxury. Don't miss out on this incredible opportunity to own your own piece of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,614 | $1,592 | $2,021 |
Total Monthly Payment | $1,989 | $1,967 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.