One or more photo(s) has been virtually staged. This condo remained HIGH AND DRY through two of the biggest hurricanes of the last 100 years due to the protective HURRICANE WINDOWS and SHUTTERS. Are you looking for a Harbourside condo that has passed the Milestone Inspection and SIRS, has no planned assessments and suffered no damage in the recent storms? Then you have found it! Experience sweeping panoramic water views of the Boca Ciega Bay from the main living area, primary bedroom and balcony of this 2BR, 2BA condo. The north/northeast view means you will enjoy beautiful sunny days without the intense heat of the Florida sun. The peaceful Boca Ciega Bay is right off your balcony filled with dolphins, manatees, pelicans and other marine life. The front of the condo provides beautiful views of the Clubhouse, tennis, pickleball courts and marina. This 1, 145 sq. ft. , 5th-floor unit with 9 foot ceilings offers the location and you have the taste to make it exceptional. Your condo is protected from storms by hurricane resistant windows and sliders. In addition, a hurricane shutter covers the sliders on the balcony for double protection. The kitchen windows and primary bedroom window and slider feature plantation shutters. The water heater was installed in 2019 and the AC in 2018. It all comes down to location, location, location and 7979 Sailboat Key #506 has the ultimate location. There is additional interior storage on the balcony and exterior storage near the elevator. Covered bicycle storage is provided in the stairwells. This condo includes an assigned under building parking space #128 and additional guest parking in the front of the building. Building 11, part of the Sunrise Association, has been repainted recently, new roof installed in 2024, passed the Milestone Inspection without one negative comment and SIRS has been completed. No assessments of any kind are planned. Sunrise includes a private pool exclusively for its residents, and a communal pool as part of the Clubhouse facility. Harbourside buildings are constructed of solid steel reinforced concrete (not block construction) which makes the structure very strong. Harbourside is a pet friendly, guard-gated private island community with fabulous amenities including beautifully landscaped grounds, a marina with 87 deeded slips, kayak storage, 5 tennis courts with pickle ball, shuffleboard, saunas, a 1. 5 mile waterside walking path, his/hers fitness centers, a country club style clubhouse with an active social agenda, a library, ballroom, meeting rooms, billiard room, manager’s office, card rooms and even a wood working shop, 3 car wash stations with free vacuum and air, electric charging stations, a short drive or bike ride to Trip Advisor’s #1 rated beach and much more. Harbourside is close to shopping, dining, medical facilities, entertainment venues, the revitalized downtown St Petersburg, world class Gulf beaches, major sport venues, international airports and last but not least – Disney World. Close to everything, yet a world away! This is resort style living at its finest!! Harbourside is not an age restricted community.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,013 | $2,972 | $3,771 |
Total Monthly Payment | $3,411 | $3,370 | $4,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.