Roof replaced in 2023, HVAC 2018, SOLAR PANELS installed in 2022 (seller notes minimal or zero electric bill), and Electric panel updated in 2019. Experience the best of 55+ living in the vibrant Oak Run Country Club gated community. This charming 2-bedroom, 2-bath Hampton floor plan has been thoughtfully modified to include a Bonus room/Den. The home welcomes you with a cozy front porch leading into the living room, complete with a vaulted ceiling. The spacious kitchen offers an eat-in nook, a wall pantry, and ample cabinet storage, with convenient access to the 2-car garage with sliding screen doors. Step outside to enjoy the Fenced backyard, perfect for your furry companions. The home also features a den under HVAC and a lanai with acrylic windows, adding versatility to your living space. The roomy master bedroom includes an en-suite bathroom with a step-in shower and a generous walk-in closet. Don't miss the opportunity to live in this energy-efficient home. **Embrace the 55+ lifestyle with access to 6 pools, 5 spas, 3 clubhouses, a library, billiards, card rooms, and ceramics. Connect with neighbors at the monthly pancake breakfasts and donut drop-ins and explore a variety of clubs. Play a round of golf or practice at the driving range, and enjoy recreational activities like pickleball, bocce ball, shuffleboard, horseshoes, and tennis. Let your dog make new friends at Thatcher Park's dog park. Come live this vibrant lifestyle—it’s waiting for you!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,760 | $187,760 | $187,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,265 | $1,248 | $1,583 |
Total Monthly Payment | $1,365 | $1,348 | $1,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.