Charming townhouse in the beautiful maintenance-free community of Palma Sola Trace! This unique townhouse has many reasons to look no further for the ideal home. With a new roof in 2024, this townhouse is constructed entirely of concrete blocks, top to bottom, equipped with hurricane impact-resistant windows including the sliding doors and garage overhead door, meaning no hurricane shutters are needed, unlike most other condominium buildings in the neighborhood. This Carlisle floor plan offers 1, 627 square feet of open living space, three bedrooms, 2. 5 baths, one-car garage with storage shelving and a screened-in lanai to drink your morning coffee or evening beverage. Inside, enjoy an abundance of natural light, luxurious ceramic tile flooring throughout downstairs, recessed ceiling lights, upstairs wall-to-wall luxury carpeting, walk-in primary bedroom closet and front-load washer and dryer. The galley kitchen is outfitted with stainless steel appliances including a new microwave, granite counters, 47-inch custom solid wood cabinets, closet pantry and plenty of cabinets for storage. The living and dining combo offers the ideal space for entertaining and family gatherings. You will also find a guest half bath on the first floor. Upstairs, the primary bedroom offers a private en-suite bath with a large walk-in shower, vanity area and oversized walk-in closet. Two additional bedrooms are on opposite end of the primary suite offering privacy for your family and guests. A full bath with tub and shower, and washer and dryer are also conveniently on the second floor. Community fees include cable, internet, exterior maintenance and access to many amenities. Pet-friendly community with no age restrictions and not in a flood zone. Residents enjoy a maintenance-free lifestyle with plenty of time to enjoy world-famous beaches less than five miles away or the on-site clubhouse with a lending library, catering kitchen, Nautilus fitness center, playground and fantastic 81-foot heated lagoon-style swimming pool. Community activities include yoga, book clubs, lunch groups, dances, social events and holiday parties. There is plenty of time to go down to the neighborhood coffee shop, enjoy an ice cream or get a great meal at new local restaurants. Seabreeze Elementary School sits at the back gate of the community and Blake Hospital is only five minutes away. IMG Academy and a variety of golf courses are minutes away. Spend the day touring Anna Maria Island, go deep-sea fishing, jet-skiing in the Gulf of Mexico, kayaking and picnicking at Robinson's Preserve. This home is one of a kind.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,100 | $2,665 |
Total Monthly Payment | $2,436 | $2,407 | $2,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.