Discover your dream coastal living with this 1-bedroom, 1-bathroom condo overlooking the serene St. Joseph Sound on the Dunedin Causeway in Pinellas County, Florida. Nestled within the Island Towers, this condo is laid out to maximize your water views! Immerse yourself in the tranquil ambiance of this well-maintained community, where you can watch osprey dive and dolphins play from your living room through floor-to-ceiling windows, enjoying stunning sunrises and unforgettable sunsets. The floorplan features a living room/dining room combo, built-in cabinets, in-unit laundry closet and an eat-in kitchen! Island Towers offers an array of amenities designed for an active and relaxing lifestyle. Kayak through the intercoastal waterways, play shuffleboard, fish off the dock, or unwind by the firepit. The large, heated pool offers a perfect spot to float and take in the beautiful surroundings. Just a short walk or bike ride away, you'll find pristine beaches and the natural beauty of Honeymoon Island. The local area is teeming with attractions, including multiple restaurants, bars, biking and walking trails, a boat marina, the scenic Pinellas Trail, a golf course, and the historic charm of Downtown Dunedin, all just minutes away. Residents enjoy access to a recently remodeled clubhouse featuring showers, saunas, bathrooms, a spacious fitness center, bike storage, a pool table, and a ping pong table. The updated fishing pier and seawall, kayak storage and launch, gas firepits, and shuffleboard courts add to the community's appeal. With an updated elevator and HOA fees covering water, sewer, trash, cable, internet, pest control, exterior building maintenance, and escrow reserves, you'll have peace of mind and convenience at your fingertips. PLUS this development recently PASSED their MILESTONE INSPECTION! This condo includes one covered parking spot with ample additional parking available. Experience the idyllic coastal lifestyle you've always wanted in this extraordinary community. Does this condo need a refresh? YES! Is this view priceless? Also, YES!
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Our Executive Mortgage Banker:
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$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $930 | $1,181 |
Total Monthly Payment | $1,303 | $1,290 | $1,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.