18695 NE 5th Terrace ROAD, Citra, FL, 32113 | $550,000

Escape to your own slice of paradise with this mini farm conveniently located near Gainesville and Ocala. This enchanting property artfully combines modern amenities with a hint of classic Tuscany, making it the ideal retreat for artists, nature enthusiasts, and equestrian lovers alike. Enjoy peace of mind with sustainable energy solutions including a whole-house Generac generator and solar panels that help manage power costs while being eco friendly! Chef’s Kitchen: Experience culinary excellence in a spacious chef's kitchen featuring stunning granite countertops with underlighting, along with a generous breakfast bar and island that flows into an inviting pool area—perfect for entertaining! The dining area and family room also open to the patio. Slip into relaxation in the inground pool complete with customizable night lighting. Spend evenings on the covered patio overlooking your serene surroundings and cozy fireplace-style fire pit. Retreat to your primary bedroom which features an elegant ensuite bath equipped with a ceramic Italian-style shower, plus access to a private outdoor deck—a tranquil space for morning coffee or evening stargazing.

Artist’s Touch Throughout: Revel in unique artistic designs showcased by hand-painted concrete floors and intricate woodwork that evoke Italian/Greco charm throughout the home.

For equestrian needs, there is a spacious two-stall barn complete with a central feed room. Numerous pastures and paddocks are fully fenced and cross-fenced, boasting gated entryways that provide ample room for maneuvering any size trailer you may possess! Many trailheads are nearby, or you can reach WEC within just 30 minutes! Additional features include a storage shed and an extra covered area attached to a large workshop.

Versatile Living Spaces: The family room seamlessly connects to the dining area as well as the kitchen, complemented by a separate living room. Split bedrooms along with inside laundry featuring hand-painted cabinets enhance this property’s appeal; not to mention the charming front porch!

Attached Artist Studio: Unleash your creativity in your very own artist studio—an inspiring space designed to foster imagination!

This exceptional mini farm offers more than just land; it presents an enriching lifestyle—a harmonious blend of comfort, artistry, and nature waiting for you and your horses! New metal roof 2022, Whole House Generator 2020, New AC 2019

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 254 x 518
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 2-car Converted Garage, Oversized, RV Parking
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 2,174
  • Acreage: 6.03
  • Lot Size: 254 x 518
  • Est. Taxes: $2,043
  • Lot Desc: Farm, Landscaped, Level, Pasture, Zoned for Horses
  • View: Garden, Park/Greenbelt, Trees/Woods
  • Elem. School: Sparr Elementary School
  • Middle School: North Marion Middle School
  • High School: North Marion High School
  • Pool: Fiber Optic Lighting, Gunite, In Ground
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: OM691434
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM691434/18695ne5thterraceroad_citra_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 11:07:38 AM)
Listing courtesy of KICK N BACK REALTY LLC   Phone: 352-289-0181

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18695 NE 5th Terrace ROAD, Citra, FL, 32113

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $170 $170 $170
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,964 $2,924 $3,711
Total Monthly Payment $3,226 $3,186 $3,973

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.