Have you ever wondered what it would be like to live in a wonderful section of the Island that does not have congestion nor lots of traffic and is hometown Americana at its best?? Well, discover the charm of this beautifully updated ranch located in the exclusive Village of Bellport where luxury meets relaxation in a stunning oasis-like backyard. This property features two composite decks and a full outdoor kitchen complete with granite countertops and appliances that is perfect for entertaining. Dive into the inground pool or unwind in the charming cabana equipped with a fireplace and television. Enjoy the tranquil koi pond with a soothing waterfall; all nestled within a private professionally landscaped, fenced yard. The exterior has been beautifully updated with new windows, siding, roof, and an expanded paver-lined driveway. Inside, discover a modern kitchen with stainless steel appliances, updated bathrooms, and elegant hardwood floors throughout. The spacious layout includes a full finished basement featuring a laundry room, recreation room, exercise room, and additional versatile spaces to suit your needs. Enjoy all the amenities of Bellport Village, including access to the golf/tennis country club (quite close), private beach (short distance away), ferry docking, and community center. The quaint village offers shops, restaurants, a library, and post office. This home is a true sanctuary!, Additional information: Appearance: mint+++, Green Features: Insulated Doors, Separate Hotwater Heater: yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,139 | $1,139 | $1,139 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,022 | $4,354 | $5,784 |
Total Monthly Payment | $5,253 | $5,585 | $7,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.