Location, Location, is what this house is all about. You can easily do ehancements to the orignal floor plan or blow it out with a spetacular redesign! NO Matter which you choose "its all about location" The value is in the Hudson River Valley, VIEWS. . . Enjoy the peaceful River and Mountain views, watch and enjoy the change of seasons. This home has a fairly easy naturalized yard to care for, blending home and the surroundings gracefully. Inside its all about where and how you see the Rivers Captivating beauty. The large Great Room accross the back is a wall of glass, the open design places the kitchen right in the center of the home. The entire first floor is clad in Hardwood flooring and boasts a stone fireplace. A recent addition to teh house as compared to the build date is the Primary Bedroom and Bathroom. The split floor plan houses 2 additional bedrooms on the opposite side of the home. One bedroom has a private Sunroom attached. The lower level house Garage and Utilities
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,193 | $5,188 | $6,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.