12 Flagler Blvd, Unit B202, Saint Augustine, FL, 32080 | $498,000

Whether you're a full-time resident, a second homeowner, or a weekend escape artist, this property offers the welcome ease of low-maintenance living, just steps away from the iconic Bridge of Lions and the heart of downtown with myriad culinary, cultural and historic gems waiting to be experienced. Living on the island side, immerse yourself in the relaxed vibe of the Boulevard, where a laid back Main Street atmosphere invites walking and biking to a rich menu of destinations. The owners have loved their time in this bright and airy 2nd-floor corner flat, where natural light pours in from every direction, and the gentle breeze from the nearby Intracoastal Waterway fills the space. The open layout creates a welcoming atmosphere for daily life and entertaining friends. The oversized garage has been a game-changer, offering ample space to store kayaks, bicycles, and more—making these adventures effortless and always within reach. Thoughtfully designed for both comfort and privacy, this smart 2-bedroom, 2-bath plan places the guest room and adjacent bath at the front, tucked away in their own corner to ensure your visitors enjoy their own peaceful retreat. The wide foyer offers an inviting entry, providing ample space to display your favorite art on the expansive wall and a convenient spot to drop your keys and sunglasses on a sleek console table. A generous bank of windows illuminates the kitchen, living, and dining areas with soft light and the individual areas seamlessly flow together, offering options for arranging furniture to suit your style. The kitchen, tiled for easy maintenance, is fully equipped, has plenty of prep space plus a convenient stepped-up bar for casual seating. In the gathering room, the gleaming wood floors catch the sunlight, providing a beautiful contrast to the soothing color palette on the walls. The primary en-suite bedroom, tucked in the northwest corner, offers a private retreat with French doors that open to a screened porch - an ideal spot to unwind as the setting sun marks the transition to evening. Enjoy the screened porch year round. From your front door it's an easy stroll or bike ride along the Boulevard, where the essence of island living unfolds. Lined with a variety of independent eateries, serving everything from mouthwatering subs and tapas to vibrant Peruvian dishes and beyond, it's all within easy reach. Indulge in local favorites like artisanal coffee, refreshing acai bowls, tacos, craft beer, and decadent chocolates, or pick up fresh cuts from the nearby butcher shop. A little further south, you'll find the pristine beach at the State Park, along with the historic Amp, where you can enjoy concerts, farmer's markets, and a host of exciting events. Life here is easy - so slip off your shoes and leave your worries behind.

Features

  • Parking: 1 Car Garage,Attached,Garage Door Opener
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 1
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: N/A
  • Complex: Cedars At Matanzas River Condo
  • Year Built: 1999
  • Common Charge: $550
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $3,912
  • Lot Desc: City,Water View, Cul-de-Sac
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 245945
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/245945/12flaglerblvd_unitb202_saintaugustine_fl?source=qrflyer
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Listing courtesy of One Sotheby's International Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12 Flagler Blvd, Unit B202, Saint Augustine, FL, 32080

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,684 $2,648 $3,360
Total Monthly Payment $3,085 $3,049 $3,761

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.