Great brook front cottage in the heart of the charming hamlet of Eldred New York. Convenience abounds! Walk to schools, shopping, bank, diner, library and more. Within minutes to the Delaware River for recreation, Bethel woods for music venues, Katrite water park and Sullivan County Casino. Only 2 Hours NYC. This Comfortable 2 Bedroom 1 bath home features a large living room, cozy kitchen, dining room and enclosed back porch to enjoy the sites and sounds of your own babbling brook! Just imagine enjoying your Large front rocking chair Porch. Simply Charming wooden bridge brings you over the brook to your own private island sanctuary which previously featured a tree house, fenced garden and chicken coop surrounded by this magical stream. Let you imagination soar! Included in the sale are 3 lots for a total of 1. 24 Acres with fabulous brook. A fantastic weekend get-a-way or year round retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,132 | $1,117 | $1,417 |
Total Monthly Payment | $1,536 | $1,521 | $1,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.