Welcome to 128 South Street, Apartment 203, a charming 1-bedroom apartment located in the heart of historic Oyster Bay, NY. This cozy second-floor walk-up offers a blend of comfort and convenience, perfect for those seeking a serene living space in a vibrant community. Apartment Features: Spacious Kitchen: Enjoy cooking in a large kitchen with ample counter space and essential appliances, including a stove, oven, and refrigerator. Comfortable Living Area: The living room provides a cozy space for relaxation and entertainment, with plenty of natural light. Inviting Bedroom: The bedroom is designed for comfort, featuring generous windows that let in plenty of sunlight. Heating: The apartment is equipped with electric heating to keep you warm during the colder months. Building and Location: Historic Setting: Situated on South Street, this apartment is part of the charming and historic sea port town of Oyster Bay. Convenient Access: Just minutes away from excellent restaurants, beautiful beaches, and the LIRR Oyster Bay line, making commuting a breeze. Parking: Ample parking options are available, including a public lot at the rear of the building and street parking on South Street. Nearby Attractions: Raynham Hall Museum: Discover the rich history of the Townsend family and their contributions to American history at this nearly 300-year-old home. Old Bethpage Village Restoration: Step back in time at this 209-acre living museum village, showcasing 19th-century life with costumed actors and historic structures. Plainview Old Bethpage Community Park: Enjoy scenic walking trails, picnic areas, and playgrounds in this beautiful park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,250
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,800 | $1,800 | $1,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $12 | $12 | $15 |
Total Monthly Payment | $87 | $87 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.