Extremely well-maintained home with meticulous grounds. This two-bedroom, two bath home sits back well within the almost three acres of land, just minutes to downtown Ludlow and Okemo Mountain Ski Resort. This Oxford home is on a concrete slab foundation with tie downs, offering multiple heat sources, central air conditioning and two garages! One is an oversized single and the other is an oversized two car detached garage for all your toys! Two additional sheds for generators or firewood, you just can’t beat it! The house is generator ready, just bring your portable generator and plug in, everything is hooked up and ready to go when you lose power. High speed internet through VTel makes working from easy too! Outdoor entertaining areas include a nice, covered porch to sit on and watch the days go by, or enjoy some time with friends and family around the versatile firepit with and maybe a game of corn hole or horseshoes down near the garage. Well established vegetable gardens to grow your own produce. The perennial flower beds and fruit trees that surround the entire landscape will continue to produce apples, peaches, pears and lots of color in all seasons for many years to come. This home has a private drilled well and conventional septic. Easy to walk in and take over what’s been lovingly maintained and refined over the past eleven years!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,489 | $1,889 |
Total Monthly Payment | $1,723 | $1,703 | $2,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.