You have finally found your dream home! Gorgeous doesn’t even begin to describe this
amazing home. Just about everything has been updated. Let’s start with beautiful low
maintenance wood-look tile throughout the home, including in the primary bedroom with the
other three bedrooms carpeted. One of these bedrooms has an updated en-suite for guests or
elderly parents. And then there is the huge kitchen…the masterpiece of the home with dazzling
white quartz counter tops, subtle blue/gray cabinets and coordinating backsplash that
completes the look of the room. Big island for serving and entertaining guests and a bar for
quick meals on the go. The eat-in area is huge which makes the kitchen a perfect place for
large family gatherings. A substantial walk-in pantry completes this perfect kitchen! The inside
laundry is large enough for a second refrigerator and has a door to the back yard. The
impressive sized family room offers even more space for relaxing with family for movie night or
football games. There is also a separate formal dining room and French doors leading to an
office space. Big wide hallways lead to the immense primary bedroom and bath which has also
been updated. Screened back porch leads to the huge back yard and is fully fenced with
plenty of room for a pool. Garage has a pull down attic with storage space. You will definitely
want to see this home in the lovely Black Bear neighborhood with rolling hills and lakes, public
golf course, tennis courts, playground and even better, your HOA dues cover cable and
internet.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,733 | $2,765 | $3,508 |
Total Monthly Payment | $3,111 | $3,143 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.