Welcome to 585 Scott Lake Creek Ln located at the Meadows at Scott Lake Creek of south Lakeland. This newly 2022 built single family home boasts a spacious 3, 110 square feet with solar panels equipped for full home efficiency and savings on electricity year round. The floor plan features 4 bedrooms, plus a den/office and 2. 5 bathrooms with an extra spacious first floor living area along with an additional lofted living area. Upgraded benefits of this home include the extended covered patio, the French doors accessible to the patio and office/den, tile across the entire first floor of the home, the gourmet kitchen with double oven and granite countertops with an upgraded primary bathroom with a frameless shower door. This home is deemed Energy Star certified by the builder, and includes a wifi thermostat that is easily controlled at the touch of your fingertips from your devices and the water heater is energy efficient pulling the heat from the garage to power itself. Walk in through the front door into the foyer with the office to the left and a flex area with an expansive living area straight ahead. The open gourmet kitchen features an island with granite countertops, taller cabinets with crown molding and window displays for your special showcase dish sets or wine collections, along with upgraded appliances with custom pendant lighting that compliments the dining chandelier. The walk in pantry and a convenient mud room for hanging your organized daily items are located just off of the kitchen with access to the two car garage. Walk up the steps to the secondary loft living area that leads to the four tri-split bedrooms with the hallway bathroom which includes an upgraded dual sink vanity. The primary bedroom is on the far right with an oversized walk in closet and an ensuite bathroom with a dual sink vanity, step in shower and a garden tub for soaking and relaxing. The spacious laundry room also includes the extra features of a sink and cabinets. Enjoy the outdoors from the ground level of French doors from the dining area to the patio leading to the back yard with buffered landscaping for privacy. This community has no CDD fees. This area is zoned for Highlands Grove Elementary School, Lakeland Highlands Middle School and George W. Jenkins High School. This home is conveniently located nearby shopping and dining in downtown Lakeland, Lakeside Village and along SR-37 and commuter friendly to SR-37 and Polk Pkwy, near area employers, including Publix and Geico corporate offices. Close in proximity to dining, shopping, gyms and outdoor recreation, including Christina Park, Loyce E. Harpe Park, Peterson Park and Diogi Dog Park. This home has been meticulously maintained by its first homeowners and is move in ready. Be ready to be impressed. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,498 | $3,458 | $4,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.