Welcome to this charming two-bedroom, one-bathroom residence nestled in the heart of Queens at 31-40 42nd St. This delightful home offers a perfect blend of comfort and style, ideal for those seeking a cozy urban retreat. As you step inside, you'll be greeted by the warmth of hardwood floors that flow seamlessly throughout the entire space, adding a touch of elegance and sophistication. The open and airy layout encompasses a total of four rooms, providing ample space for relaxation and entertainment. The living area is bathed in natural light, creating a welcoming atmosphere for gatherings or quiet evenings at home. Adjacent to the living area, the kitchen offers functionality and convenience, making meal preparation a breeze. Both bedrooms are generously sized, offering a peaceful sanctuary for rest and rejuvenation. The well-appointed bathroom features modern fixtures and a clean, contemporary design. Located in a vibrant neighborhood, this home provides easy access to a variety of local amenities, dining, and shopping options. With its prime location and inviting interior, this property is a rare find in the bustling Queens real estate market. Don't miss the opportunity to make this charming residence your own. Schedule a viewing today and experience the perfect blend of comfort and convenience that this home has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,160 | $2,160 | $2,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $14 | $18 |
Total Monthly Payment | $90 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.