Seek no more! Old-world charm meets new with this versatile, well loved & cared for, multi-family home that can be anything you need it to be. Perhaps you are looking for an investment property, maybe you want to owner occupy & have a rental income help pay your mortgage, or fill this home with extended members like it does today. This owner occupied home for over 40+ years offers beautiful details and modern updates to accommodate everyone. 1st Floor Unit offers the Victorian era of generous size rooms and preserved craftsmanship, while access to the outdoor deck and fenced in backyard conveniently located off the large eat-in kitchen feel like the current day. 1st fl has one bedroom with an ensuite bathroom and private shower area, laundry in basement with tons of storage space. 2nd fl unit is a whole new world, updated for today’s standards with a new kitchen, recessed lighting, private laundry room, heated bidet toilet in bathroom and 3 bedrooms for its next occupants to enjoy. The 3rd floor is where you will find 2 additional bedrooms, a full bathroom and a bonus space area that can be used as a living room. This house has a C of O for a 3 family but is currently living & taxed as a 2 family with 2 separate meters for electric & gas. 1st fl and 3rd fl share one meter, 2nd floor is on separate. Located less than 1/2 mile to the Ludlow Train station, convenient to all stores & transportation. This property is a gem in Yonkers!
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$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $970 | $970 | $970 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,298 | $5,738 |
Total Monthly Payment | $5,030 | $5,360 | $6,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.