This lovely colonial features 4 bedrooms and 2. 5 baths located on a private cul-de-sac in Marion. With its newly renovated (2024) large kitchen and dining area that opens to the main living area this home is waiting for the next owner to enjoy all of the new updates! The first floor half bath has laundry area with washer and electric dryer hookups. Recent renovations include new Pella windows (2024), new roof (2023), and new vinyl siding (2024). A mudroom has been added off the kitchen in 2023 to ease entry. The furnace and hot water tank are newer (2019). Three zones of heating offer efficiency during the winter heating season. The front to back living room features a Jotul wood burning stove to provide warmth and energy savings. Newly installed luxury vinyl planking on the first floor and wall to wall carpet on the second floor! New paint throughout! A new stone walkway and patio (2024) adjacent to the mudroom elevates the exterior appeal and adds a distinctively welcoming entryway. A large yard abuts privately owned wooded property which offers privacy and space; it features an outside shed with ample storage. Subject to Seller Finding Suitable Housing.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,176 |
Total Monthly Payment | $3,733 | $3,729 | $4,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.