Welcome to your dream investment opportunity! Nestled in a vibrant neighborhood just moments from downtown Pearl River and convenient NJ Transit access. This stunning two-family residence offers the perfect blend of modern living and tranquil outdoor space. . Enter the welcoming vestibule to step into the first-floor unit and be greeted by an open-concept layout bathed in natural light from a spectacular wall of windows and hardwood floors. This spacious one-bedroom, one-bath sanctuary features a modern kitchen with granite counters, stainless steel appliances and kitchen island ideal for culinary enthusiasts. The primary bedroom has built-in closet space and euro-style en-suite with jetted tub. The lower level boasts a convenient washer/dryer and ample storage space, making this unit as functional as it is stylish. Ascend to the second-floor unit with hardwood floors to a beautifully updated kitchen open to living room and bonus sun room area with French door with town views. The inviting one-bedroom has a walk-in closet/built ins. The modern one-bath has jetted tub. Additional space includes a walk-up finished attic, perfect for a cozy reading nook or home office. Step outside to your private fenced-in yard, a true entertainer’s paradise! Dive into the refreshing in-ground pool on hot summer days or unwind in the serene surroundings. The additional storage shed offers practical solutions for all your outdoor gear. Convenient Driveway parking. Don’t miss your chance to call this captivating two-family home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $1,115 | $1,115 | $1,115 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,908 | $3,855 | $4,891 |
Total Monthly Payment | $5,115 | $5,062 | $6,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.