Located on a quiet cul-de-sac, this lovely townhouse welcomes you with a convenient mudroom, large enough for sports gear and bicycles, as well as a storage closet. Inside, the spacious living room boasts cathedral ceilings and a cozy fireplace. The updated kitchen features a large center island and plenty of cabinet space, ideal for serious cooking and entertaining. A full bathroom on the first floor adds extra convenience. Upstairs, the welcoming master bedroom offers high ceilings, tree-top views and a lovely master bath. Glass doors off the dining area open to a private back deck surrounded by serene woods, providing the perfect secluded retreat. Lakeridge offers a resort-like lifestyle in the foothills of the Berkshire Mountains in Massachusetts, surrounded by Connecticut state protected land. Inside this award-winning gated community is an indoor and outdoor pool, tennis and pickleball courts, a fitness center, state-of-the-art dog run and park, horse stable, community garden center, hiking and horseback riding trails, kayaking and canoeing, a private ski slope and lodge and a lounge with a library, fireplace, TV, and game room. A full-time maintenance staff operates 24 hours a day. Lakeridge Life Magazine is published quarterly. This "Year-Round Nature Lover's Community" is ideally located just 2 hours from NYC and Boston. Plus, you'll be just 20 minutes from all the historic Litchfield County attractions, making it the perfect country getaway and home.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,111 | $1,410 |
Total Monthly Payment | $1,415 | $1,414 | $1,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.