LOVE this WATERFRONT home! Former model home with SO MANY UPGRADES!!! Be in your new home in time for summer & school! NO CDD and low HOA and world class amenity center makes Silverleaf the most desired community in St. Johns FL! This single story lakefront model home faces east and comes with all the upgrades and more! 10 foot ceilings in main open living area. Gas double oven/stove. Instant gas hot water heater. Paver patio with fire pitMassive palm trees! Seller additions include expanded paver drive, paver path to back of house, FENCED YARD, patio with outdoor firepit and grill, metal and privacy fencing, automated patio shade, plantation blinds, enhanced landscaping, gutters, water softener, ceiling fans, laundry shelves, AC upgrade, and more! This home is located on the end of the street with no neighbor on left and a large unobstructed lake and sunset VIEWS! Your dream home awaits!
Walking distance to main amenity cente
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,459 | $2,398 | $3,028 |
Total Monthly Payment | $3,004 | $2,943 | $3,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.