Welcome to the desirable Oaks IV community nestled in the heart of Port Charlotte! Conveniently located to shopping & restaurants. This beautiful partially furnished 2 bedrooms, 2 bath condo. is move in ready & located on the popular first floor with just a very short walk to the clubhouse & community pool! As you enter there is a screen/storm door for ventilation & then you step into the roomy living/dining room area w/sliders out to the enclosed lanai. There is luxury vinyl plank flooring in the great room/dining & also in the master bedroom, tile floors in kitchen, both baths. foyer, & lanai & laminate in 2nd bedroom-NO carpet so easy to take care of. Kitchen has wood cabinets, solid surface counters, & equipped with all the appliances-inc. newer microwave & range. Roomy master bedroom w/ensuite master bath with walk in shower, newer vanity w/cultured marble top & cabinet for storage over toilet. Split bedrooms with 2nd bedroom & bath on other side of condo. Second bath has a tub shower /newer wood vanity w /cultured marble countertop, & newer lighting & mirror. Laundry closet is in the master bath hallway w/stack washer & dryer. Lanai is enclosed for year-round use! There are ceiling fans with lights thru-out the condo. Low monthly fees of $333 & property is not in flood zone. New roof in 2023 & new water heater in 2024 & A/C-Heat in 2017. Community offers a clubhouse, pool, bocce & shuffleboard. Picnic table & grill just outside the condo. for your use.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $119 | $119 | $119 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,113 |
Total Monthly Payment | $1,072 | $1,071 | $1,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.