This property offers a rare opportunity to own a charming, solidly built block home on the picturesque shores of Lake Mariana. Stepping into the sunroom, you'll be greeted by expansive views of the lake and surrounding Florida wildlife, thanks to its full-window enclosure stretching across the width of the home. Situated on just more than a third of an acre, the property features two large storage sheds at the back of the lot, near the boat dock area. Although the boat dock was damaged in a hurricane, the remnants still provide a guide for constructing a new, upgraded dock. The home’s inviting screened-in front porch is a perfect spot to relax and welcome guests. From here, you have the option to enter through the main front door or directly into the kitchen, which offers convenient access from the garage for unloading groceries. Built in the 1950s, this home reflects the style and charm of its era, with generously sized family and bedrooms. The kitchen and bathrooms boast ceramic tile, while the family and bedroom areas are carpeted. Knotty pine paneling adds a nostalgic touch, found in both the dining and family rooms, as well as the garage ceiling. A separate two-car garage with openers provides ample space for parking and storage, and the washer and dryer are conveniently located in the kitchen and garage, respectively. With its classic charm, lakefront views, and thoughtful layout, this home is truly a remarkable find!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
Total Monthly Payment | $2,265 | $2,263 | $2,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.