One or more photo(s) has been virtually staged. WOW! This is an exquisite and spacious condo in the desirable, electronically gated community of Waterside, AND it has a water view! Located on a main saltwater canal directly off the intracoastal waterway, Waterside is across from Palm Coast Marina, and within walking distance of European Village and the ST Joe walking & biking trail. The beach, shopping, golf course and Community Center are just minutes away. There are only 39 units in 7 buildings in the entire Mediterranean style complex. The electronically controlled main gates, coded access gates to each building, and only 2 units per floor afford the privacy you don't usually see in a condominium community. The oversize garage with epoxy flooring adds an extra level of security with access directly to the foyer and elevator. As you enter the front door, you are greeted by 2414 sq ft of living space, with 18 inch tile floors, double crown molding, upgraded lighting and fan fixtures, and an open floor plan creating a stylish and elegant atmosphere. The corner location with large windows with plantation shutters create a bright, airy feeling. The kitchen boasts an abundance of 42 inch wood cabinets with granite tops, stainless appliances, tiled backsplash, lots of counter space, a pantry, and a breakfast bar. The split floor plan offers 3 bedrooms, each with an ensuite bath. The sweeping primary bedroom has luxury vinyl plank flooring, sliders to the balcony, plantation shuttered windows and a large walk in closet with custom shelving. The ensuite bath presents double granite topped vanities, separate water closet and a walk in shower with a built in bench. 2 spacious extra bedrooms are each outfitted with vinyl plank flooring, walk in closets, Each has an ensuite bath with a walk in shower and granite topped vanity - perfect for guests! The tiled oversized balcony will invite you to enjoy your favorite beverage or dine al fresco while watching boats cruise the active waterway. The utility room is complete with a closet, extra cabinets with granite tops, and a sink, and the washer and dryer convey. There's lots of storage space in this unit with multiple closets, and don't forget the garage! With the size of the unit, privacy and floorplan, Waterside suggests a single family lifestyle without the exterior maintenance! There is a community pool, spa, outdoor kitchen and grilling area, fire pit and large entertainment space. HOA fees include Spectrum high speed internet, 182 channels of cable tv, pest control with pest tubes, trash pickup, and a daytime dock for occasional use. The buildings have been well maintained, and the landscaping is lush, boasting pride of ownership. Put this condo on your list of places you must see!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,239 | $3,199 | $3,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.