Welcome to Emerald Pointe – your gateway to waterfront living! This beautiful 2-bedroom, 2-bathroom condo is ready for you to make it home. Nestled in a gated waterfront community with direct access to Charlotte Harbor and the Gulf of Mexico, this property offers an unobstructed view of the dock where your boat is moored. .
Step into a sunlit, semi-open floor plan that seamlessly connects the living room, dining area, and kitchen. Enjoy the added convenience of a personal stackable washer/dryer in the unit instead of using the laundry facilities offered by the complex.
Key Features:
• Living room sliders open to a screened-in, tiled balcony—perfect for relaxing with your favorite patio furniture.
• Primary suite with a private en-suite bathroom featuring a walk-in shower.
• Turnkey furnishing options available.
• Additional storage closets outside the unit and at the assigned covered parking spot.
Community Amenities:
• Wet and dry boat dockage with electricity and water.
• Boat slip, Cable TV, internet, water, and trash included with HOA fees.
• Private boat ramp, 3 pools, 5 tennis courts, pickleball courts, clubhouse with a restaurant, game room, fitness center, and "The Bistro, " which offers meals from November through March.
• Active tennis league with a professional tennis coach available for lessons.
Located close to downtown Punta Gorda, enjoy easy access to shopping, restaurants, parks, farmers markets, fishing, golf, and more! Don't miss this opportunity—call today for your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,960 | $191,960 | $191,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,276 | $1,619 |
Total Monthly Payment | $1,449 | $1,432 | $1,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.