Welcome to Old Florida! Stepping onto the screened porch is like stepping through a portal to the past. A simpler place and time, where fireflies dance under the canopy of oaks. Cast a line, or a net, or a kayak out on the still waters of Terra Ceia Bay where the sun rises and sets in a golden glow. You can just imagine marshmallows over the firepit and a big swing hanging from low mossy branches, overlooking over 100’ of private natural waterfront. The charming cottage sits back on the land, providing a large front garden with Florida native plants. Inside the cottage, refinished wood floors lead you from one room to the next. From the large Dining Room, French doors open to the Living Room with original wood burning fireplace and a picture window overlooking the Bay. Warm butcherblock countertops over white cabinets give this 9itchen a nostalgic feel with plenty of counter space and storage space. The Florida Room stretches across the back of the home, overlooking a big back yard surrounded by lush landscaping. One bedroom overlooks the back yard and has an ensuite bath with shower. The second, and larger of the two bedrooms, has a picture window with panoramic water views. A second full bath with soaking tub is just of the hallway. Nestled between the Terra Ceia Aquatic Preserve and the Terra Ceia Preserve State Park, you will be surrounded by natural wonders and winding trails, while being only 20 minutes away from Downtown St. Petersburg or Bradenton.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,644 | $4,526 | $6,237 |
Total Monthly Payment | $5,060 | $4,942 | $6,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.