Discover this meticulously maintained 2-bedroom, 2-bath condo in the desirable Penthouse Groves community. Offered fully furnished, this home boasts numerous updates, including a new AC system (2023), impact windows, an updated electrical panel, and an HOA-maintained roof replaced in 2020. Step inside to a spacious living area filled with natural light from large sliders and windows, providing serene outdoor views. The kitchen offers ample space and features newer appliances, perfect for preparing your favorite meals. Easy-to-maintain tile flooring runs throughout the home, and the in-unit laundry closet with a full-size washer and dryer adds convenience. The generously sized master bedroom includes an en suite bathroom and a large walk-in closet. Enjoy direct access to your enclosed porch through two sets of sliders, where you can relax while overlooking the sparkling community pool. Benefit from an assigned covered parking spot conveniently situated right in front. Whether you choose to lock up and explore the sugary sand beaches of Clearwater just 6 miles away or indulge in the amenities within Penthouse Groves – featuring shuffleboard, pool, spa, clubhouse with card and billiard rooms, kitchen, party area, and library – the options for relaxation and entertainment are abundant. For added convenience, Publix is just steps away, and the location is central to major roadways, as well as both Clearwater and Tampa airports. Despite its proximity to urban conveniences, this unit provides a peaceful retreat. Don't hesitate to call today and schedule your private showing of this ideal home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,214 |
Total Monthly Payment | $1,238 | $1,237 | $1,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.