Is 2025 your year for home ownership? Check out this sweet 3 bedroom Westminster Village Center cape style home! The first floor has 4+ rooms, including 1 bedroom. Updated kitchen with Thomasville cabinets, granite countertops and stainless appliances. The second floor has 2 bedrooms, with potential for an additional dormered bathroom. Classic architectural details throughout add charm to interior trim, doors, and built-ins. This home was hit by a motor vehicle in 2021, necessitating replacement of the foundation, heating system, electrical panel, siding, roof, and enclosed porch—all done with permits in 2022. The enclosed porch can be used as it is, or insulate/finish to increase square footage and optimize year round use. Vinyl siding/windows, natural gas heat/hot water and town water/sewer round out the energy efficiency of this home. Showings begin at the open house, Saturday, 12/21 at 11am. Additional open house Sunday, 12/22 from 11-1, with an offer deadline Monday, 12/23 @ noon
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | First |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood | First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $2,075 | $2,073 | $2,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.