Welcome to 1 Spartanburg Road, a 3-bedroom, 2-bathroom home with modern comfort and timeless charm in the heart of Lyman, SC. This home is perfectly situated on a spacious lot and is walkable to many restaurants and shops; you can even enjoy the yearly Christmas parade from the comfort of your living room. Step inside to discover a bright and inviting living room with built-in shelving, perfect for displaying your favorite books or decor. The large dining room is the perfect place to host your holiday meals and has a beautiful fireplace and built-in shelves. The spacious kitchen offers plenty of room and storage for the cook of the family. Just off the cozy living room is a beautiful flex space that could be used as a playroom, office, or extra sitting room and has large windows with a great view of "The Village". The primary bedroom provides a relaxing retreat with a full bathroom and multiple closets. Just off the master is an extra bedroom that would make a perfect nursery or home office. There is a guest room and bathroom just off the main living area as well. A partial basement adds valuable extra storage or the potential for a workshop or extra space. Outside, the large driveway offers plenty of parking for multiple vehicles—ideal for guests or a growing household. Plus, with no HOA, you’ll enjoy the freedom to make this home truly your own. The charming front porch gives an excellent place to start your morning with a good cup of coffee or wind down with a glass of wine in the evenings. Just steps away from the home's front porch is the Lyman park!! It's the perfect place to walk pets, get your exercise in or take the kiddos to enjoy the playground. Easy access to Wade Hampton Boulevard and I85 and just 2 minutes from Byrnes High School. You will love to call this charming house your new home sweet southern home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,484 |
Total Monthly Payment | $1,378 | $1,377 | $1,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.