This Wisteria model Stock home in desirable Naples Reserve is stunning with its extensive upgrades. The 4-bedroom, 3 full bath home has an open floor plan, volume coffered ceilings in the living room and coastal toned porcelain flooring throughout, while outside there is a private dock with secured benches for basking in the tranquility of the lake and preserve behind it. This is one of only a couple homes with this unique feature. Every design detail has been chosen with impeccable taste from gorgeous light fixtures, kitchen backsplash and custom cabinetry to the top-of-the-line JennAir appliances and a full house generator. The smart home and electronics include a Sonos sound system and home automation apps that control everything from the thermostat, garage doors, security system, cameras, main living area lights and pool and spa heaters. The upgrades continue to the exterior with a hurricane protected lanai, a picture window screen enclosure, outdoor kitchen and grill, anti-glare TV, fireplace, and sound system. All the TV's and soundbars are included except the small on in the guest bedroom. The 500-gallon in ground propane tank heats the pool and spa and supplies the cook top, grill and fireplace. Relax in the salt water pool on the tanning ledge that comes with in-pool lounge chairs and an umbrella. The 3-car garage is insulated which helps keep the temperature regulated and has an epoxy floor coating. Naples Reserve is very popular with its diverse amenities including a resort style pool, tiki bar and café, 24-hour guard, fitness center, tennis, pickleball, bocce ball, beach volleyball, dog park, miles of walking/biking paths, a play area and wading pool for children, and you can check out the pontoon boat, paddle boards, kayaks, canoes, and hydro bikes free of charge. The ideal location is between downtown Naples and Marco Island with grocery stores, restaurants and shops nearby and white sand beaches are just straight down Tamiami Trail.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,439,200 | $1,439,200 | $1,439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $1,116 | $1,116 | $1,116 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,335 | $9,215 | $12,636 |
Total Monthly Payment | $10,576 | $10,456 | $13,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.