Welcome to Spanish Trails Village! This active 55+ gated community offers the perfect blend of comfort, convenience, and Florida sunshine—all with the added bonus that you own the land. With a low HOA fee of just $95/month, this semi furnished 2BR/2BA home is move-in ready. Simply pack your bags and settle into your new Florida lifestyle! As you step inside the bright and spacious living room, you’ll immediately notice the Berber carpeting, ceiling fan, and inviting open layout. The living room flows effortlessly into a generous dining area, which features built-in shelves for added storage and display, as well as a charming chandelier that adds a touch of elegance to the space. The well-equipped galley kitchen is just steps away, complete with ample cabinetry, newer appliances, and plenty of workspace. Both bedrooms are generously sized with the primary bedroom accommodating a king-size bed and boasts a LARGE walk-in closet, ceiling fan, and ensuite bathroom with vinyl flooring and a step-in shower. The second bedroom is large enough for a queen-size bed and also includes a built-in closet and ceiling fan. The nearby guest bathroom features a tub/shower combo and built-in linen storage. A standout feature of this home is the 12x16 Florida room—a versatile space with PAINTED cement floor, screen windows, and a ceiling fan, ideal for relaxing or entertaining. The laundry area is conveniently located in the main hallway leading to the bedrooms and includes extra storage space for added functionality. Additional highlights include double-pane windows throughout the home, offering energy efficiency and modern appeal. Central AC/Heating was updated in 2020. Spanish Trails Village is conveniently located near premier medical facilities, shopping, and dining options. Tampa International Airport is just 45 minutes away, and St. Pete-Clearwater Airport is a mere 10 minutes further. Plus, you’re only a short drive from the gorgeous beaches of Florida’s west coast. Don’t miss this opportunity to own a beautifully maintained home in this sought-after community. Schedule your showing today and make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,079 |
Total Monthly Payment | $1,032 | $1,031 | $1,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.