15137 Spanish Point DRIVE, Port Charlotte, FL, 33981 | $499,000

Wake up to stunning water views on this amazing lake front home in Harbor West, just minutes to Boca Grande and its enchanted beaches. Discover the perfect blend of comfort and convenience in this 3-bedroom home with a versatile den nestled in the desirable community of Harbor West.

This meticulously maintained residence features 3 bedrooms, and a Den, making it ideal for family or guest. Step inside to find a spacious and inviting layout highlighted by beautiful LED recessed lighting and plantation shutters that offer both style and privacy. The heart of the home is the gourmet kitchen complete with sleek stainless-steel appliances, elegant granite countertops, and a convenient reverse osmosis system under the kitchen sink. Whether you're preparing a family meal or entertaining friends, this kitchen is sure to impress.

Retreat to the luxurious primary bedroom which boasts 2 generous walk-in closets and an ensuite bath that feels like a spa getaway. Complete with dual sinks, oversized vanity, walk-in tiled shower, and a relaxing soaking tub along with a private water closet for added convenience and privacy.

The 2nd guest bedroom features its own private bathroom. While the third bedroom and den offer flexibility for guests, an office or playroom.

This home is equipped with essential upgrades including a WHOLE HOME WATER SOFTENER, an electric panel wired for a 30AMP GENERATOR and blown in insulation INCLUDING above the garage for added efficiency. The hurricane rated garage door and impact windows along with shutters provide PEACE OF MIND during storm season. Doing laundry is a breeze in the spacious indoor laundry, complete with clothes hanging rack.

No damage from recent storms! The current low-cost Flood Insurance is assumable and transferrable, as are the air-conditioning maintenance plan and appliance warranties.

The low maintenance lifestyle and friendly, dog loving neighborhood offers a welcoming atmosphere and community spirit you will enjoy being a part of. HARBOR WEST IS THE PERFECT PLACE TO CALL HOME! Don't miss your chance to experience this exceptional residence.

Features

  • Amenities: Gated, Maintenance
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 62 x 146
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2019
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,183
  • Acreage: 0.2
  • Lot Size: 62 x 146
  • Est. Taxes: $3,251
  • HOA Fee: $709 Quarterly
  • Lot Desc: FloodZone, In County, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener, Whole House R.O. System
  • MLS#: D6139468
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6139468/15137spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:17:11 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-473-7750

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15137 Spanish Point DRIVE, Port Charlotte, FL, 33981

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,689 $2,653 $3,367
Total Monthly Payment $3,035 $2,999 $3,713

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.