Nestled on a serene cul-de-sac in the heart of Palm Harbor, this beautiful split-plan 3/2/2 home offers the perfect blend of comfort, privacy, and convenience.
This home boasts lush landscaping and mature oak trees that add to its charming curb appeal. The large, private backyard is surrounded by natural hedging, creating a peaceful retreat ideal for outdoor activities and entertaining. The cement patio is perfect for hosting barbecues, relaxing, or enjoying Florida’s gorgeous weather.
Step inside to discover an inviting, open floor plan with vaulted ceilings that create a spacious, airy feel. The living room features views of the backyard and seamless access to the patio through sliding glass doors. For added convenience, the second bathroom includes direct access to the backyard—perfect for outdoor gatherings or pool days.
The spacious kitchen is a standout feature, offering an abundance of cabinetry, ample storage, and a large breakfast bar that doubles as an entertainment hub. Natural light floods the space, enhancing its warmth and functionality, while direct access to the 2-car garage makes day-to-day living a breeze.
The master bedroom is a relaxing retreat with easy-to-maintain tile flooring, a large walk-in closet, and an ensuite bathroom featuring a walk-in shower.
Save money and live with No HOA dues AND this home sits in one of the highest elevations of Palm Harbor, so NO flood insurance required—a rare find in this sought-after area!
Conveniently located near major highways like U. S. 19 and McMullen Booth Road, providing easy access to Pinellas County’s beaches, shopping, dining, and entertainment.
This home offers a perfect balance of tranquility and accessibility, making it a wonderful choice for families or anyone looking to enjoy the best of Palm Harbor living. Don't miss your chance to own this Florida gem!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $635 | $635 | $635 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,289 | $2,286 | $2,901 |
Total Monthly Payment | $2,999 | $2,996 | $3,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.