This charming 2-bedroom, 2-bathroom home is truly move-in ready, offering both comfort and style. The spacious living room creates the perfect setting for entertaining, while the elegant dining room features a beautiful built-in china cabinet. The kitchen is designed for casual meals, with an inviting eat-in space, and the large Florida room adds a wonderful extension to your living area. A separate laundry room with a workbench and plenty of storage provides added convenience. One bathroom is equipped with a walk-in shower, the other a tub and both have one-piece toilets for ease and simplicity.
Whether you’re seeking a permanent home or a seasonal retreat as a snowbird, Terra Siesta Co-op offers the ideal lifestyle. Enjoy the numerous amenities, including two heated pools, friendly clubhouses, and a range of recreational options such as pickleball, shuffleboard, horseshoes, and more. The community is vibrant, with a full calendar of activities, from water aerobics and table tennis to billiards, crafting, and musical jam sessions.
As a shareholder in Terra Siesta, you’ll never have to worry about lot rent. The affordable $211 monthly maintenance fee covers essential services such as trash and recycling pickup, water, sewer, and the upkeep of the beautifully maintained common areas. Plus, with a modest $73 total increase over the past 12 years, you can enjoy predictable and reasonable costs, averaging just $6 per year.
This is more than just a home; it’s a chance to embrace a welcoming community and an active, vibrant lifestyle. Don’t miss out on this wonderful opportunity to make Terra Siesta your new home. Act quickly and make this exceptional property yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,920 | $147,920 | $147,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $997 | $983 | $1,268 |
Total Monthly Payment | $1,199 | $1,185 | $1,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.