Welcome to this delightful 2-bedroom, 2-bath colonial on the serene shores of Clear Lake. Spanning 1, 560 sq. ft. , this home offers an open floor plan with hardwood floors throughout, creating a warm and inviting atmosphere. The living room features a lovely gas fireplace, perfect for cozy evenings, while the kitchen impresses with rich wood cabinetry, granite countertops, a breakfast bar, and stainless steel appliances. Upstairs you will find the primary bedroom with full bath, and an additional bedroom, and a flex room for your home office, gym, or hobby space, and a convenient laundry room. An attached two-car garage (one bay has heat and drywall) adds ease and functionality, and the optional Lake Association membership provides access to a private beach for swimming, kayaking, or relaxing by the water. Ideally located just 15-20 minutes from downtown New Haven, Yale University, Yale New Haven Hospital, and Union Train Station, this home is also a commuter's dream-only 90 minutes to NYC! Don't miss this opportunity for lakeside living with modern comforts. Schedule your showing today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.3 x 13.7 | Upper |
Dining Room | Hardwood Floor | 7.7 x 8.7 | Main |
Full Bath | Full Bath,Stall Shower,Tile Floor | 6.9 x 10.0 | Main |
Kitchen | Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor | 14.1 x 14.3 | Main |
Living Room | Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | 16.3 x 29.1 | Main |
Office | Hardwood Floor | 8.3 x 15.6 | Upper |
Primary Bath | Full Bath,Tub w/Shower,Tile Floor | 4.6 x 11.1 | Upper |
Primary Bedroom | Hardwood Floor | 10.1 x 16.3 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,180 | $2,766 |
Total Monthly Payment | $2,788 | $2,786 | $3,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.