This 1989 Lindal Cedar Home blends warm cedar accents, soaring ceilings, & expansive picture windows that invite sunlight and nature indoors. Nestled on over four wooded acres in Rhinebeck, the property is a haven of native plants and mature trees. A private drive leads to an oversized covered patio, opening to a tiled foyer and a living room with vaulted ceilings, a wood stove hookup, and a walkout deck. Upstairs, a versatile landing overlooks the living space, joined by three bedrooms and a full bath. Just 10 minutes to Rhinebeck’s Montgomery Street, 5 minutes to the Taconic, and 2. 5 hours to NYC, this rare Lindal Cedar Home awaits your vision. This home is full of charm and potential but will require some updates to make it your perfect retreat. Home is in Estate Sale and therefore an AS-IS sale. Lindal Cedar Homes (est in 1944) is an American manufacturer of prefabricated post-and-beam homes. Since 1950s it is the largest North American manufacturer of prefabricated cedar homes
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,656 | $3,653 | $4,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.