Welcome to this lovely colonial in the highly coveted Holiday Beach section of Center Moriches! A block from the picturesque Old Neck Creek, Forge River, and the Bay! Built in 2000, this beautiful 3-bedroom, 2. 5-bath home features vaulted ceilings that enhance its spaciousness, along with a modern kitchen boasting quartz countertops, stainless steel appliances, a large pantry, and beautiful moldings. The master bedroom has a generous walk-in closet. Featuring beautiful radiant floors in the kitchen and 2nd floor bath, hi hats, 1st floor laundry, hardwood floors, and more! Enjoy the comfort of new central air conditioning and a full finished basement featuring a cozy den and an additional full bath, plus a convenient outside entrance. Set on a . 22-acre lot, this property also includes an attached 1-car garage, in-ground sprinklers, and a meticulously landscaped and fenced yard with a Belgian block-lined driveway. A must see! This home won't last!,
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,999 | $499,999 | $499,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,013 | $1,013 | $1,013 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,369 | $4,253 |
Total Monthly Payment | $4,558 | $4,474 | $5,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.