Have you been waiting for an affordable home to come on the market? Today is the day-the wait is over! This beautiful home, located in a quiet area just a couple of blocks from a fishing dock, features an open floor plan with a cozy fireplace and stunning water views from the second-floor bedrooms. Imagine waking up to breathtaking sunrises every morning! The second floor offers three spacious bedrooms, while an additional bedroom on the first floor adds flexibility for guests or a home office. The first floor showcases stylish tile flooring throughout and an updated kitchen with Silestone countertops and soft-close drawers. French doors lead from the living room to a spacious deck and backyard, perfect for entertaining. Enjoy the beauty of a stunning Japanese Maple Tree, which bursts into pink blooms each spring. The property also includes a 1. 5-car detached garage, offering plenty of storage space. The commercial HEPA filter central air system enhances indoor air quality, making it an ideal choice for those with allergies. With low taxes and charm combined, this home is a true gem!, Additional information: Interior Features: Lr/Dr
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,692 |
Total Monthly Payment | $2,881 | $2,852 | $3,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.