Welcome to your new coastal WATERFRONT home with DIRECT GULF ACCESS located in the desirable Hudson Beach Estates. Just 5 min boat ride to the open GULF waters with NO BRIDGES! And NO HOA! Includes a 10, 000 boat lift (davits), floating dock and concrete seawall with water and electric too! This 3-bedroom, 2 bath home SPLIT plan sits on an ELEVATED & OVERSIZED lot so you have plenty of room to store your boat trailer, jet skis or RV! This open concept living space has an eat in kitchen with STAINLESS STEEL appliances, a GAS stove and a coffee bar! The open, expansive dining room is perfect for entertaining all your friends and family and leads out to a fully screened in lanai to sit and relax with an evening cocktail and watch the gorgeous sunsets or look for dolphins in the canal. The primary bedroom also has water views right from your bed and is large enough for all your king size furniture. The ensuite was just updated and features a walk-in shower. 2 large guest rooms share a large hall bath. The living room has an electric fireplace and also leads to lanai for true indoor/outdoor living. The back yard is completely fenced in for your fur babies to play and roam. Step out to the floating dock and drop a fishing line to see what you can catch or get on your kayak, paddleboard or jet ski right from your own backyard. The davits will hold a boat of 10, 000 pounds and there is also a shed for additional storage. Other features include updated electrical panel with new service. The hot water heater is solar assisted - saving you money on your electric bill and the irrigation system is on its own meter - saving you on your water bill. There is also a 2-car garage with laundry and workshop space. Hudson Beach is a coastal waterfront community located just north of Tampa Bay and golf cart friendly. Just a short ride to several waterfront restaurants including Sams Beach Bar, Inn on the Gulf and Ollies as well as a small public beach with picnic areas, a public boat ramp and several marinas. Located off Hwy 19 with hospital and shopping nearby and just 10 min to the expressway for easy access to downtown Tampa and the airports. Call me to schedule a showing and start living the salt life in 2025!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $599 | $599 | $599 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,299 |
Total Monthly Payment | $3,310 | $3,274 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.