FANTASTIC LAKEFRONT HOME IN THE FABULOUS COMMUNITY OF LAKE ST CHARLES! WITH AN AMAZING VIEW OF THE LAKE YOU'LL ENJOY HOURS OF SERENITY IN YOUR PRIVATE BACKYARD! THIS HOME IS IN MOVE-IN CONDITION WITH NEWER ROOF IN 2022, NEWER HVAC IN 2024, NEWER GARBAGE DISPOSAL IN 2022, NEWER DISHWASHER & HOT WATER HEATER IN 2023! GORGEOUS EASY CARE SLATE FLOORS INSTALLED IN 2023 THROUGH-OUT THE ENTIRE HOME! POPULAR SPLIT FLOOR PLAN FEATURES 3 NICE SIZED BEDROOMS & 2 FULL BATHS WITH CORIAN COUNTERS! THIS OPEN FLOOR PLAN AFFORDS YOU FORMAL LIVING & FORMAL DINING ROOMS OFF THE FOYER! MASTER SUITE ENJOYS THE ENTIRE WEST SIDE OF THE HOME WITH AN ENORMOUS WALK-IN CLOSET AND EN-SUITE PRIVATE BATH WITH SEPARATE VANITIES, SEPARATE SHOWER STALL & INVITING GARDEN BATH! STATIONED AT THE EAST SIDE OF THE HOME ARE THE 2 OTHER SPACIOUS BEDROOMS AND HALL BATH! KITCHEN IS THE CENTER OF THE HOME! FULLY EQUIPPED WITH ALL APPLIANCES INCLUDING THE GAS RANGE, A CLOSET PANTRY, PLANT SHELVES, BREAKFAST BAR AND NEWER STAINLESS APPLIANCES! JUST STEPS OFF THE KITCHEN YOU'LL LOVE THE CHARMING DINETTE AREA FOR THOSE QUICK MEALS AND AN AWESOME FAMILY ROOM! ARE YOU READY TO ENJOY YOUR FLORIDA LIFE STYLE? JUST STEP OUTSIDE ONTO YOUR LARGE SCREENED & COVERED LANAI WITH VIEWS TO THE ABUNDANT VEGETATION INCLUDING YOUR OWN ORANGE & MANGO TREES AND LAKE ACCESS! TO TOP IT OFF YOU ARE GOING TO ENJOY THE TIKI HUT. . . SET UP YOUR OWN PARADISE WITH AN IN-HOUSE BAR, PERHAPS? THE REAL PLEASURE WITH LIVING IN A COMMUNITY THAT PROVIDES AN OVER-SIZED OLYMPIC STYLE POOL OVERLOOKING LAKE ST CHARLES ALONG WITH A THERAPEUTIC JACUZZI/HOT TUB AND AN OFF THE CHART CLUBHOUSE/REC CENTER WITH LOTS OF GENEROUS PARKING! THIS COMMUNITY ALSO FEATURES EXERCISE TRAILS, A DOG PARK, BASEBALL FIELD, 2 PLAYGROUNDS, TENNIS COURT, BASKETBALL COURT, VOLLEYBALL, FISHING PIERS & SEVERAL OTHER SCENIC LAKES! AMMENITIES GALORE FOR THE LOWEST YEARLY HOA FEE OF ONLY $120! AN AMAZINGLY AFFORDABLE HOME WITH LOW HOA'S LOOKING FOR THE NEXT FAMILY THAT WILL LOVE & APPRECIATE THIS OPPORTUNITY TO OWN THEIR OWN PIECE OF PARADISE LOCATED IN SOUTHERN HILLSBOROUGH COUNTY JUST MINUTES TO THE FINEST FLORIDA BEACHES, DOWNTOWN TAMPA IS JUST A QUICK JAUNT AWAY AND OF COURSE THE FAMOUS INTERNATIONAL AIRPORT IS A STONE'S THROW AWAY! COME CHECK IT OUT & BE PREPARED TO MAKE THIS HOME YOURS!
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Our Executive Mortgage Banker:
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$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,345 | $2,313 | $2,935 |
Total Monthly Payment | $2,864 | $2,832 | $3,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.