Picturesque and updated ranch home in The Cedars, a scenic Candlewood Lake community, offering a private beach, community picnic area, and walking paths. This charming home offers central air; hardwood floors; gracious living room with fieldstone fireplace; inviting kitchen with granite counters and stainless steel appliances; two spacious bedrooms including the primary bedroom with in-closet laundry; plus the lux bath with subway tiled tub/shower. The fenced in backyard provides the perfect setting for outdoor relaxation and entertaining with level lawn and spacious stone patio with custom fire pit. Also included are an attached utility/storage room with extra fridge; detached one car garage; plus a detached garden shed. Inquire about the optional boat slip - available at an extra charge. The Cedars' location provides easy access to Danbury's shopping centers, restaurants, and major highways for commuters. Ready for immediate occupancy. Pets considered on a case by case basis.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.6 x 13.0 | Main |
Full Bath | Remodeled | Main | |
Kitchen | Remodeled,Granite Counters,Hardwood Floor | 6.7 x 9.7 | Main |
Living Room | Fireplace,Hardwood Floor | 13.0 x 19.0 | Main |
Primary Bedroom | Hardwood Floor | 11.7 x 15.4 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,600 | $2,600 | $2,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $17 | $22 |
Total Monthly Payment | $93 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.