Experience the charm of this three-bedroom, two-bathroom house in the center of Saint Petersburg, Florida's highly sought-after Holiday Park Neighborhood. With a spacious living area of 1, 791 square feet, this home provides the ideal balance of comfort and utility. Enjoy the solitude of a fenced yard that encloses a large backyard, offering plenty of space for outdoor activities and leisure, and park your cars with ease in the handy 2-car garage. An extra outdoor storage shed adds functionality to your lifestyle, and the covered back porch creates the ideal atmosphere for fun get-togethers. In addition, the backyard has a lovely tiny waterfall. When you enter, you will see two warm living rooms with porcelain tile floors all over. Granite countertops, stainless steel appliances, and solid white wood storage cabinets are just a few of the upscale kitchen's features that perfectly blend design and use. Granite countertops, stainless steel appliances, and solid white wood storage. Non Flood zone and new A/C.
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Our Executive Mortgage Banker:
Our Insurance Division:
$597,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,000 | $478,000 | $478,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,177 | $4,031 |
Total Monthly Payment | $3,706 | $3,663 | $4,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.