A stunning Contemporary Raised Ranch, perched atop a knoll in the charming Town of Rosendale. This stylish Smart Home offers a perfect blend of modern design and functionality, providing a truly elevated living experience. Upon entering, you are greeted by an open-concept living space with 9-foot ceilings, freshly painted white walls and dark interior doors that create a sophisticated contrast. The gray-stained hardwood floors flow seamlessly throughout, adding warmth and elegance to each room. Large windows invite an abundance of natural light, creating a bright and airy atmosphere in the living and dining areas. The living room is anchored by a gas fireplace, providing both warmth and a cozy focal point. The sliding glass door from the kitchen to the deck is perfect for barbecuing and alfresco dining. The main level of this home features three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and an ensuite bathroom for added privacy and convenience. The completely above-ground lower level is a walk-out, offering versatile living spaces ideal for extended family, guests, or working from home. It includes a bedroom/office, a spacious family room, a full bathroom, and a laundry room. Step outside to the patio and lower deck, perfect for entertaining, relaxing, or enjoying the outdoors. Additional highlights include a 3-car garage and a partially fenced yard, offering both convenience and privacy. All new Smart Home security system, lighting, dishwasher, refrigerator. water softener and lower-level, vinyl plank flooring. This exceptional home is designed for modern living, providing ample space, style, and flexibility for your unique needs. All this and conveniently located between Kingston and New Paltz, minutes to Rosendale and the rail trail. Close to all commuter routes and train/bus stations. Don't miss the opportunity to make this dream home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,344 | $4,244 |
Total Monthly Payment | $4,128 | $4,082 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.