Under Construction. The 1540 floor plan from Adams Homes is a popular model that features a single-story layout, with 1, 563 square feet of living space. This cozy home is 3 bedrooms and 2 bathrooms, with high ceilings and an open concept. The kitchen has ample, upgraded cabinets with hardware, crown Moulding and nice counter space, a spacious breakfast bar and an eat-in kitchen nook. The appliances are stainless steel and include a microwave, stove, dishwasher and garbage disposal and are energy efficient. The living room has cathedral ceilings and is quite large at 22X15 there's enough room for the whole family! Owner's suite is spacious and has an en-suite bathroom, double sinks, stand up shower, large linen closet and spacious walk-in closet! On the other side of this cozy home are two more bedrooms and a spare bathroom. This home also has a beautiful covered front porch for relaxing in the morning and a sizeable back covered porch for gatherings and entertaining! Come see this home today and ask about our incentives!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,320 | $268,320 | $268,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,853 | $1,808 | $2,282 |
Total Monthly Payment | $1,964 | $1,919 | $2,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.