This charming Colonial home, complete with a separate rental unit above an oversized heated garage, presents excellent opportunities for income generation or multi-generational living, making this an ideal time for new occupants. Set on a quiet cul-de-sac and situated on 1. 5 private acres with its own trail, this four-bedroom home offers both comfort and privacy The property features energy-efficient solar panels that are fully paid off. A beautiful walkway leads to a welcoming farmer’s porch, and inside, the first floor boasts hardwood floors throughout. The spacious eat-in kitchen includes tile flooring, while the living room offers a cozy pellet stove. A family room with a fireplace provides a relaxing space, and a lovely three-season room off the dining area leads to a deck and patio area with a fire pit and stunning landscaping. Upstairs, the master suite offers a walk-in closet and an en-suite bath, along with three additional bedrooms and another full bath. Additional features include a backup generator, an attached two-car garage, and a heated detached oversized garage with a legal apartment above. Over $200, 000 in recent renovations—detailed list available—includes a brand-new septic system that serves both buildings. The mostly finished basement, not included in the square footage, offers additional living space perfect for a home office, gym, or family retreat. Conveniently located just minutes from Pinkerton Academy, this home is ready for new owners.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,370 | $5,924 |
Total Monthly Payment | $4,119 | $4,462 | $6,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.